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Financing Urban Shelter — Global Report on Human Settlements 2005
Financing Urban Shelter presents the first global assessment of housing finance systems, placing shelter and urban development challenges within the overall context of macroeconomic policies. The report describes and analyses housing finance conditions and trends in all regions of the world, including formal housing finance mechanisms, microfinance and community funding, highlighting their relevance to the upgrading of slums. Recent policy developments in the area of shelter finance are discussed at the international and national levels. The report also examines policy directions that could be taken to strengthen shelter finance systems, particularly with respect to realizing the Millennium Declaration target of improving the lives of slum dwellers.

GRHS 2005
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Foreword, Introduction, etc. (409 KB)

Part I. Economic and Urban Development Context
(513 KB)

Chapter 1. Challenges of Sustainable Shelter Development in Macroeconomic Context

Chapter 2. Shelter Policy and Finance: Retrospective Overview

Chapter 3. Financing Urban Development

Part II. Shelter Finance: Assessment of Trends
(819 KB)

Chapter 4. Mortgage Finance: Institutions and Mechanisms

Chapter 5. Financing for Social and Rental Housing

Chapter 6. Small Loans: Shelter Microfinance

Chapter 7. Community Funds

Part III: Towards Sustainable Shelter Finance Systems
(419 KB)

Chapter 8. Assessing Shelter Finance Systems

Chapter 9. Policy Directions Towards Sustainable Urban Shelter Finance Systems

Epilogue: Towards Sustainable Urban Shelter

Part IV. Statistical Annex
 (517 KB)

References and Index
 (141 KB) 

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